Time to start checking your CC statements closely.

paideiamom · 11-18-12, 03:38 PM

Just got a call from the fraud department at my CC asking if I charged online $2.50 for online support from shop.com, or something like that.

I, of course, said no. It is that time of year where these fraudsters like to put small amounts on your CC to see of you notice before they start doing major fraud fun (fun for them, not for you). So check those bills and make sure you know what every little charge is before you get blasted with a biggie.

mandie123 · 11-18-12, 03:53 PM

I hope not, as I got it twice in the last 6 months!

TriciaR · 11-18-12, 04:30 PM

This just happened to me. The cc company noticed there was a small charge for groupon and contacted me. Thieves charge just a little to see of the cc number is active or if they will be caught. So check your accounts before bigger amounts are charged. It is a pain to change your account but I am thankful my cc company is on top of it.
By the way my husband used groupon once and now we get continual spam at that email address. I do not trust them.
Tricia

cataddict · 11-18-12, 04:37 PM

Thanks for this reminder and warning! I check my bank account regularly but the cc not as often. I really need to do so more often, particularly at this time of the year.

mtnmom · 11-18-12, 04:45 PM

My husband and I had decided to redecorate the livingroom. So that month we had contracted to have wood and travertine floors installed, and purchased a new sectional. I had also been looking at area rugs, coffee tables, and other furniture pieces. Some things went on DH's card, but most on mine. My bill came and there was a $951.00 charge on it neither of us could sort out. It was weird because any other month, a charge like that would have stuck out like a sore thumb. This particular month was unique in it's heavy credit card use.

I reported it and Visa closed the account and issued me a new credit card. It took me days to reconcile that it really was an invalid charge! I kept thinking we had overlooked something ordered or had made a deposit on. Now I wonder if a month or two earlier, I had let a smaller amount go through. I always check though. My sons are in college and they both have credit cards that are billed to me but they are authorized users. I send them a screenshot of credit card activity twice a month and ask them to look it over for anything they don't think they charged.

Thanks for the reminder!

hdw · 11-18-12, 04:59 PM

We had $2.50 for backup service. This is for a card we do not use online.

paideiamom · 11-18-12, 05:17 PM

Yeah, my college son has privileges on my card. I had to cancel it. I am glad he will be home tomorrow but I had to warn him to get enough cash for the trip home instead of relying on the card.

He had just called us to tell us about a large charge he made at a weird place (he is good about that) so when they called I thought they were questioning that charge. But my cc company has been good about catching stuff, although they told me there is usually a $15 cancellation charge. I was about to get peeved, but she told me she would waive it. Sometimes I think they make up charges to forgive to make you feel warmer toward them for the real charges that aren't waived.

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11-18-12, 03:38 PM
paideiamom VF Supporter Join Date: Mar 2008 Location: Atlanta-ish	Time to start checking your CC statements closely. Just got a call from the fraud department at my CC asking if I charged online $2.50 for online support from shop.com, or something like that. I, of course, said no. It is that time of year where these fraudsters like to put small amounts on your CC to see of you notice before they start doing major fraud fun (fun for them, not for you). So check those bills and make sure you know what every little charge is before you get blasted with a biggie. __________________ If you need a hug today, consider yourself hugged. "Moderation is remembered only after the deed is done." Mirabelle Watkinson, fabulous writer in residence. "I am patient with stupidity but not those who are proud of it." Edith Sitwell Words matter. I thought I had seen it all. Then I tried on my bathing suit. (Unknown sage at craft show)

11-18-12, 03:53 PM
mandie123 Join Date: Jul 2006 Location: Fla	I hope not, as I got it twice in the last 6 months!

11-18-12, 04:30 PM
TriciaR VF Supporter Join Date: Nov 2001 Location: Washington State	This just happened to me. The cc company noticed there was a small charge for groupon and contacted me. Thieves charge just a little to see of the cc number is active or if they will be caught. So check your accounts before bigger amounts are charged. It is a pain to change your account but I am thankful my cc company is on top of it. By the way my husband used groupon once and now we get continual spam at that email address. I do not trust them. Tricia

11-18-12, 04:37 PM
cataddict VF Supporter Join Date: Oct 2006 Location: Eastern VA	Thanks for this reminder and warning! I check my bank account regularly but the cc not as often. I really need to do so more often, particularly at this time of the year.

11-18-12, 04:45 PM
mtnmom Join Date: Oct 2003 Location: Santa Cruz Mtns, CA	My husband and I had decided to redecorate the livingroom. So that month we had contracted to have wood and travertine floors installed, and purchased a new sectional. I had also been looking at area rugs, coffee tables, and other furniture pieces. Some things went on DH's card, but most on mine. My bill came and there was a $951.00 charge on it neither of us could sort out. It was weird because any other month, a charge like that would have stuck out like a sore thumb. This particular month was unique in it's heavy credit card use. I reported it and Visa closed the account and issued me a new credit card. It took me days to reconcile that it really was an invalid charge! I kept thinking we had overlooked something ordered or had made a deposit on. Now I wonder if a month or two earlier, I had let a smaller amount go through. I always check though. My sons are in college and they both have credit cards that are billed to me but they are authorized users. I send them a screenshot of credit card activity twice a month and ask them to look it over for anything they don't think they charged. Thanks for the reminder! __________________ ~~Diane~~

11-18-12, 04:59 PM
hdw VF Supporter Join Date: Dec 2001	We had $2.50 for backup service. This is for a card we do not use online.

11-18-12, 05:17 PM
paideiamom VF Supporter Join Date: Mar 2008 Location: Atlanta-ish	Yeah, my college son has privileges on my card. I had to cancel it. I am glad he will be home tomorrow but I had to warn him to get enough cash for the trip home instead of relying on the card. He had just called us to tell us about a large charge he made at a weird place (he is good about that) so when they called I thought they were questioning that charge. But my cc company has been good about catching stuff, although they told me there is usually a $15 cancellation charge. I was about to get peeved, but she told me she would waive it. Sometimes I think they make up charges to forgive to make you feel warmer toward them for the real charges that aren't waived. __________________ If you need a hug today, consider yourself hugged. "Moderation is remembered only after the deed is done." Mirabelle Watkinson, fabulous writer in residence. "I am patient with stupidity but not those who are proud of it." Edith Sitwell Words matter. I thought I had seen it all. Then I tried on my bathing suit. (Unknown sage at craft show)