09-09-17, 08:02 PM | |
Join Date: Jun 2010
Location: A back road in Oregon
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I'm unable to link due to being on my phone, but at Salon dot com an article appeared last night stating that if you logged in or registered at Equifax to ascertain if your info had been breached (and they said Check Back In A Week We Are So Busy) you automatically, due to their new fine print disclaimer, excluded yourself from being able to participate in any Class Action Lawsuit activity. I am SO over the "credit score" tyranny that drives every aspect of our lives. From employment, rental cars, finding a new doctor.... Credit Score. And then this happens. I am over it!
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Julie DISCLOSURES DETAILED IN MY PROFILE Murder at The FIRM: legalgraffitigreetings.wordpress.com Please visit 'The FIRM Ephemera Scrapbook' on facebook for a visual history of The FIRM |
09-09-17, 09:05 PM | |
Join Date: Dec 2001
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Julie - DH took the first steps with Equifax before I knew anything about the arbitration clause, but found information that you can opt out of the provision if you notify Equifax in writing within 30 days:
http://money.cnn.com/2017/09/08/tech...ex.html?iid=EL Equifax is getting tons of heat about this clause, as you might imagine and they vow the arbitration clause only relates to any issues with the credit monitoring service and NOT the actual credit breach. As the article also notes, there are a number of attorneys who also argue this clause does not apply to the breach. I also found this quote in a different article: "Equifax said in a statement Friday the arbitration clause doesn’t apply to the breach, but only to disputes that might arise with the free protection services." I'm going to keep researching this.
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"People are unreasonable, illogical, and self-centered. Love them anyway." — Mother Teresa "I've decided to grow old disgracefully." - Twigs |
09-09-17, 09:51 PM | ||
Join Date: Jan 2016
Location: Northeast
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I will look in to it further, but, cyana, do please come back and update us if/when you discover something pertaining to the clause.
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Liz |
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09-10-17, 07:26 AM | |
Join Date: Nov 2001
Location: Chicago, IL
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Here's a link you can go to find out if you are potentially impacted. You enter your last name and the last 6 digits of your social security number. It said I was probably not impacted, but the two people on WGN news where I found out about this link said that they were. I also heard that the people most likely to be impacted were those who were currently disputing their credit reports, but I don't know if that's accurate.
https://www.equifaxsecurity2017.com/potential-impact/ P.S. Don't sign up for Equifax's credit monitoring service. If you want this service, I would go somewhere else.
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Carol |
09-10-17, 08:31 AM | ||
Join Date: Jun 2010
Location: A back road in Oregon
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Julie DISCLOSURES DETAILED IN MY PROFILE Murder at The FIRM: legalgraffitigreetings.wordpress.com Please visit 'The FIRM Ephemera Scrapbook' on facebook for a visual history of The FIRM |
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09-10-17, 08:51 AM | ||
Join Date: Dec 2001
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Clark Howard is a consumer advocate who has a wealth of information on his web site and you can also subscribe to his e-mails. The link above has good instructions for getting your credit freeze in place.
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"People are unreasonable, illogical, and self-centered. Love them anyway." — Mother Teresa "I've decided to grow old disgracefully." - Twigs |
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09-10-17, 09:38 AM | ||
VF Supporter
Join Date: Dec 2003
Location: NA
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Tags |
data breach, equifax, experian, transunion |
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