12-22-20, 03:25 PM | ||
Exchange Moderator
Join Date: Feb 2002
Location: PalmTreeVille
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Quote:
it's no different than you swiping your card at their establishment - you're giving them access to your account. there are risks as we have seen with security breaches, but that's what the insurance is for. the bank will immediately return your money while they duke it out with the vendor. after it's resolved, they will pay the vendor the corrected amount, if appropriate.
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~jeannine Miyagi: Wax on, right hand. Wax off, left hand. Wax on, wax off. Breathe in through nose, out the mouth. Wax on, wax off. Don't forget to breathe, very important. [walks away, still making circular motions with hands] ~ Pat Morita, The Karate Kid, 1984 disclosure: in the years 2002-2004 i had a professional relationship with a distributor of fitness videos; see profile. |
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12-22-20, 05:48 PM | |
VF Supporter
Join Date: Jan 2003
Location: Brooklyn, NY
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I only write a check every couple of months, but I don't do autopay. Mainly because I don't trust my vendors Spectrum, my internet/phone/tv provider, has a nasty habit of letting the rate inch up month by month unless I keep on top of it/them. I've also caught a hack on a credit card before the merchant did by reviewing the bill rather than authorizing payment to go automatically every month. I do the compromise bill payment method: pay almost every vendor through my bank account online. I trust my bank's security more than each individual vendor's and I retain some control over when payments are made. For the very few checks I send, I always allow extra time.
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Allison |
12-22-20, 09:29 PM | |
Join Date: Feb 2008
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I still use checks for pretty much everything. I haven't had a problem with the mail, but I don't use the mailbox. I take everything directly to the post office.
I pay cash with everything that I can, even my property taxes sometimes. At brick and mortor stores, it's cash. I don't like giving the CC companies and big banks a cut of every transaction I make. So, cash it is. If I can't pay cash, I pay with checks. I'm one of those very few hold outs who still likes her privacy, even though I'm pretty boring.
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"Time heals all wounds.....especially the good times." Dean Winchester |
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